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How to Apply For Education Loan Online

How To Get Education Loan: How to Apply For Education Loan Online - How To Get Education Loan

How to Apply For Education Loan Online


After doing 12th every student has only one dream that he should complete his studies by going to a good college or abroad. But even after having talent, Mehndi is done, due to the studies going on, this deem of some students is not completed. If you also have a similar dream, then there is no need for you to be sad, why education loan can become your support in such a situation. Today tomorrow all Gov. Or private bank education loan is delayed. It is so easy to get a light education loan but if you have proper documents or you do mehndi then you can get an education loan. So, friends, I am the star or in today's blog, we are going to talk about what is education loan, to whom it is given, what is for education loan, how much interest has to be paid for education loan public relations, bare of these things I'm about to talk, so let's start.

First of all, let us talk about what it takes to take an education loan, you need to complete 4 things to take an education loan.

  • You must be a citizen of India
  • Your age should be 21- 24 years
  • Admission should be in any certified college or school in India
  • Large loan amounts will require a guarantee
  • The people of Vasoli are poor before the banks give any loan, so the loan is given to such people who want to repay it. The repayment of the education loan is also done by the parents of the students or after completion, the students are also doing it.

Now let's talk about the loan amount you can get in education loan, if you want to study in India then you can get a loan of up to 10 lakhs, if you want to study abroad then you can get up to 20-24 lakhs. You can get a loan of Rs.200/-, along with other details like hostel rent, paper fee, cost of books, all these will be included in this. If you want to take a loan of up to 2 lakhs then you don't need to spend even 1 rupee.

Let us now talk about which documents will be required for taking an education loan. Before taking an education loan, it is necessary to prepare the documents which you have to give. To take an education loan, you have to take a form from the bank or fill it and submit some documents along with it. Documents like ID proof, age proof, etc. of the students have to be given to take education loans. You don't need to have an account with the bank from which you want to take the loan, but if you have an account with a US bank, then getting the loan becomes very easy.

Now let's talk about the interest in education loans. Education loan PRR interest rate is generally between 10%-12% but some banks charge even higher. Some banks keep lower interest rates for girls. SBI Bank Education Loan charges 10%-12.4% interest per annum.

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